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0% introductory APR for 21 months on steadiness transfers: One of many longest introductory durations on steadiness transfers we have come throughout, you will get a 0% intro APR on the steadiness transferred for a full 21 months, which implies you’ll have virtually two years to repay your steadiness.
0% introductory APR for 12 months on purchases: You will additionally get a 0% intro APR on new purchases for the primary 12 months. It is a useful perk should you plan on shopping for something with the cardboard.
Select your fee due date: A little bit flexibility can go a great distance with regards to managing your funds. The cardboard helps you to select from any out there fee date, whether or not it is at first, center, or finish of the month. That means, you may arrange computerized funds which might be aligned together with your paycheck.
No late charges: Probably the most distinctive perks is that there are not any late charges, ever. When you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged should you do slip up and miss a fee.
No penalty APR: For those who miss some funds, most bank cards will improve your rate of interest to their penalty APR. Citi® Simplicity® Card by no means expenses a penalty price, so your APR is not liable to growing on account of late funds.
No annual payment: This card comes with no annual payment, which is a crucial function in case your aim is to repay debt.
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